Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the Vester website, applications, APIs, and related services (collectively, the “Service”) provided by Vester, Inc. (“Vester,” “Company,” “we,” “us,” or “our”).

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Service.

1. Overview of the Service

Vester provides a software platform that allows users to explore financial markets and digital assets through automated analytics, data visualizations, and conversational research tools.

The Service may include:

• AI-generated investment research and insights
• Financial market data analysis
• Data visualizations and dashboards
• Automated reports and presentations
• Educational tools related to financial markets and digital assets
• APIs or integrations with third-party financial data providers

2. Not Investment Advice

All content and outputs generated through the Service are provided for informational and educational purposes only.

The Service:

• Does not provide investment recommendations
• Does not act as a broker, dealer, or financial advisor
• Does not provide personalized financial advice

Outputs generated by the platform may include analysis of market data, commentary on asset performance, or summaries of financial information. These outputs are generated automatically and may be incomplete or inaccurate.

Users remain solely responsible for evaluating information and making their own financial decisions. You should consult a licensed financial advisor before making investment decisions.

3. Eligibility

To use the Service, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into these Terms
• Comply with all applicable laws and regulations

The Service may not be used in jurisdictions where its use would violate local law or regulation.

4. User Accounts

Certain features of the Service require the creation of an account.

When creating an account, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your login credentials
• Promptly notify Vester of any unauthorized access

You are responsible for all activity that occurs under your account.

Vester is not responsible for losses resulting from unauthorized use of your account.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law or regulation
• Engage in fraudulent or deceptive practices
• Manipulate financial markets
• Attempt to gain unauthorized access to systems or networks
• Interfere with the operation of the Service
• Scrape or extract platform data at scale without permission
• Use the platform to build competing services without authorization

Vester reserves the right to suspend or terminate accounts that violate these rules.

6. Data Sources and Market Information

The Service may rely on financial market data from third-party providers.

Vester does not guarantee that:

• Market data is accurate
• Data is complete or up-to-date
• Data will be available continuously

Third-party data providers may change, limit, or discontinue data access without notice. Vester is not responsible for inaccuracies in third-party data.

7. AI-Generated Outputs

The Service uses automated models and artificial intelligence systems to generate outputs.

Outputs may include:

• Financial analysis
• Summaries of market activity
• Investment research
• Generated visualizations
• Commentary on assets or sectors

Because these outputs are automatically generated:

• They may contain errors
• They may reflect incomplete data
• They may not capture all relevant factors affecting markets

Users should independently verify important information before relying on any output.

8. Intellectual Property

All rights in the Service are owned by Vester or its licensors. This includes:

• Software code
• System architecture
• Analytics frameworks
• Proprietary algorithms
• Visualizations generated by the platform
• Trademarks and branding

Users may not:

• Copy or redistribute platform software
• Reverse engineer the platform
• Reproduce proprietary systems
• Create derivative services based on Vester technology

without prior written permission.

9. User Content

Users may input prompts, data, or other information into the Service (“User Content”).

By submitting User Content, you grant Vester a limited license to process and analyze that content solely for the purpose of operating the Service.

Users remain responsible for ensuring that their submitted content does not violate any laws or third-party rights.

10. Subscriptions and Payments

Certain features of the Service may require a paid subscription.

If you subscribe to a paid plan:

• You agree to the pricing presented at checkout
• Subscriptions may renew automatically unless cancelled
• You may cancel at any time through your account settings

Subscription fees are generally non-refundable except where required by law. Vester may change pricing in the future but will provide notice before changes take effect.

11. Platform Modifications

Vester may update, modify, or discontinue features of the Service at any time. This may include:

• Changes to analytics models
• Updates to supported assets or data sources
• Modifications to platform functionality

We do not guarantee that specific features will remain available indefinitely.

12. Service Availability

While Vester strives to maintain reliable service, we do not guarantee uninterrupted availability.

The Service may be temporarily unavailable due to:

• System maintenance
• Infrastructure failures
• Third-party service outages
• Security incidents

Vester is not responsible for losses resulting from service interruptions.

13. Limitation of Liability

To the maximum extent permitted by law, Vester and its affiliates shall not be liable for:

• Financial losses
• Trading losses
• Lost profits
• Indirect damages
• Loss of data
• Decisions made based on platform outputs

arising from use of the Service.

14. Indemnification

You agree to indemnify and hold harmless Vester and its affiliates from claims arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of applicable laws or regulations

15. Termination

Vester may suspend or terminate access to the Service if:

• You violate these Terms
• Your use creates legal risk for the Company
• You misuse the platform

You may terminate your account at any time by discontinuing use of the Service.

16. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles.

Any disputes arising from these Terms shall be resolved in the courts located within Delaware.

17. Changes to the Terms

We may update these Terms periodically.

If material changes are made, we will update the “Last Updated” date and may provide additional notice.

Continued use of the Service after changes constitutes acceptance of the revised Terms.

18. Contact

For questions regarding these Terms, please contact:
alex@vesterai.com